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Washingtonian Magazine Top Mortgage Professional

First Meridian Mortgage’s Kevin Retcher awarded as a Top Mortgage Professional

Washingtonian Magazine Releases Top Mortgage Professional 2021 List

Washington ,DC – March 22, 2021 – First Meridian Mortgage congratulates Kevin Retcher Being Listed in the Washingtonian Magazine April Release of the Top Mortgage Professionals for 2021. First Meridian is Honored to have Kevin Retcher featured as one of the best. The hard work and dedication to the belief that he is helping people achieve the American Dream. This philosophy is the foundation for his business and helps his clients build wealth to pass on to the next generation. Kevin Retcher Produced over $170 million in 2021, helping over 400 families with achieving home ownership or refinancing to build more wealth.

Washingtonian Magazine , the leading resource for news and professional resources in the Washington metropolitan area. Over three dozen financial institutions were contacted and asked who the Top Producing Mortgage Professionals were in 2021 with minimum of $75 million for the Gold Level and Over $100 Million for the Platinum Level.

Kevin Retcher was happy to help over 400 families in 2021 with a refinance or a purchase of a new home. He is proud to be working on finishing his 25^th Year as the owner of First Meridian Mortgage Corporation a veteran owned business. He is also one of only a few to make the list being a Local Mortgage Broker and is often the highest producing Mortgage Loan officer that is also a mortgage broker in Virginia. Kevin Retcher does not have any LO assistants and originates all of the loans personally and provides that one on one loan application experience that helps the experienced or the first time homebuyer get all there questions answered.

To contact Kevin Retcher 703-799-5626 ext 16 or email kevin@firstmeridianmortgage.com See entire list by clicking here.

About First Meridian Mortgage

First Meridian Mortgage offers competitive pricing and cutting-edge residential mortgage loan programs to meet all your home buying needs. As a mortgage broker we offer a broad range of products from over 30 major lenders, mortgage wholesalers and credit unions. This menu includes Purchase loans, Refinancing, No Closing Cost Refinance programs, VA Loan, FHA loans, Conventional, High Balance Jumbo’s, Super Jumbo’s to name a few. This arsenal of resources allows First Meridian Mortgage to one of the most competitive in price and service day in and day out. First Meridian Mortgage is also one of the few that is Veteran owners and operated for nearly 25 years serving Washington DC, Virginia and Maryland.

To contact call 703-799-5626 or www.frstmeridianmortgage.com, email info@firstmeridianmortgage.com

Scotsman Guide Releases Top Originators 2019

First Meridian Mortgage Corp.’s Kevin Retcher Ranked as #1 Virginia Mortgage Broker by Scotsman Guide

Fairfax, VA – 4/28/2020 – First Meridian Mortgage Corp. congratulates Kevin Retcher for ranking in the Scotsman Guide 2019 Top Originator List. Kevin Retcher was ranked #789 in the nation among Top Originators – #1 in Virginia as a Mortgage Broker.

Scotsman Guide, the leading resource for mortgage originators, released its tenth annual Top Originators rankings on April 1. The list, which ranks the nation’s top mortgage producers, appears in Scotsman Guide‘s April 2018 residential edition, and the rankings are available online at ScotsmanGuide.com .

Kevin Retcher was ranked among entries from more than 4,000 mortgage professionals across the country. To be eligible for initial consideration in Scotsman Guide’s Top Originators rankings, originators must have had at least $40 million in loan volume or 100 closed home loans for the 2019 calendar year. After receiving submissions, Scotsman Guide required written verification of top entrants’ volume data from a certified public accountant, the chief financial officer at the originator’s company or a similar source.

From the Company:

Kevin Retcher has been the owner of First Meridian Mortgage since 1996, a Veteran Owned Mortgage Broker, and originates mortgages in Virginia, Maryland and Washington DC. We are Best known for our Low Rates on Purchase transactions and the ” NO Closing Cost Refinance Program” or the “Zero Closing Cost Refinance Program”. As a Mortgage Broker Located in the Mount Vernon / Alexandria Area, of Fairfax County, Virginia We have access to over 30 major lending institutions to find you the very best programs to fit your financial needs. Kevin has been named a Top Producer in the Scotsman Guide multiple times going back to as early as 2009 and is not a stranger to making the list of the Top 200 Loan Originators. Kevin, prides himself that he takes every loan application himself and does not have anyone else do the most important part of the transaction, “Advising the client, and making the loan application”. Yes he says he could do more volume if he delegated that to an assistant but he feels the one on one with the client is more important. He also is very proud of the fact that as a Marine he has never missed a closing date on a purchase in his career, He feels if he is on time he is late and wants all his business partners to meet that standard so clients can count on him. Thanks Scotsman Guide once again for the acknowledgment and looks forward to making the list in the future.

Scotsman Guide Media Inc. has been the leading provider of digital tools and resources for the mortgage industry for nearly three decades. Scotsman Guide Media publishes a residential edition and a commercial edition of Scotsman Guide, in addition to Scotsman Guide News, Loan Post and other offerings at ScotsmanGuide.com. Each month, the magazines reach tens of thousands of subscribers nationwide. Scotsman Guide connects mortgage originators with wholesale and commercial lenders.To reach First meridian Mortagge Call 703-799-5626

Top Mortgage Broker in Fairfax Virginia Kevin Retcher

Scotsman Guide Releases Top Originators 2018 Rankings

First Meridian Mortgage Corp.’s Kevin Retcher Ranked as One of the Nation’s Top Originators

Fairfax, VA – May 15, 2019 – First Meridian Mortgage Corp. congratulates Kevin Retcher for ranking as a Scotsman Guide 2018 Top Originator. Kevin Retcher was ranked #26 in Top Originators – Top Mortgage Brokers.

Scotsman Guide, the leading resource for mortgage originators, released its ninth annual Top Originators rankings on April 1. The list, which ranks the nation’s top mortgage producers, appears in Scotsman Guide‘s April 2018 residential edition, and the rankings are available online at ScotsmanGuide.com/Top2018.

Kevin Retcher was ranked among entries from more than 3,000 mortgage professionals across the country. To be eligible for initial consideration in Scotsman Guide’s Top Originators rankings, originators must have had at least $40 million in loan volume or 100 closed home loans for the 2018 calendar year. After receiving submissions, Scotsman Guide required written verification of top entrants’ volume data from a certified public accountant, the chief financial officer at the originator’s company or a similar source.

From the Company: Kevin Retcher has been the owner of First Meridian Mortgage since 1996,a Veteran Owned Mortgage Broker, and has specialized on Purchases in Virginia , Maryland and Washington DC. There most known for their ” NO Closing Cost Refinance Program” or the “Zero Closing Cost Refinance Program”. As a Mortgage Broker Located in Fairfax, Virginia he has access to over 30 major lending institutions to find you the very best programs to fit your financial needs. Kevin has been named a Top Producer in the Scotsman Guide multiple times going back to as early as 2009 and is not a stranger to making the list of the Top 200 Loan Originators in 2009,20010,2012 just to name a few. Kevin, prides himself that he takes every loan application himself and does not have anyone else do the most important part of the transaction, “Advising the client,and making the loan application”. Yes he says he could do more volume if he delegated that to an assistant but he feels the one on one with the client is more important. He Thanks Scotsman guide once again for the acknowledgment and looks forward to making the list in the future.

For more information, call 703-799-5626 or visit www.firstmeridianmortgage.com .

Kevin@firstmeridianmortgage.com

Feb 13

kevin

Why I would not go to a Credit Union for a VA Loan.

Why you should Never Get a VA Loan from a Credit Union

I am a veteran owned Mortgage Company and I do not like our veterans overpaying on their mortgages. Often many of the serviceman’s first choice is to use one of the Credit Unions because they were on each base we served, but we need to help them understand that they should shop elsewhere. I will walk you through the simple steps to check the interest rates through Navy Federal, USAA, and Pentagon Federal. You will then be able to compare the difference to First Meridian Mortgage’s current Interest Rates. I contend that the most efficient place to get a mortgage is through a Mortgage Broker like First Meridian Mortgage. First Meridian Mortgage is a licensed mortgage broker in Virginia, Maryland and Washington DC. A Mortgage Broker will have 20 to 30 lenders to choose from for each product not just one. They can pick and choose which one has the best individual product. The lender that has the best VA Loan might not be the lender that has the best FHA Loan. Having multiple resources for each type of loan is what gives a Mortgage Broker the competitive advantage against on source operations like a Bank or Credit Union.

If you are a Realtor I know you have a tough time trying to steer Veterans away from using the big 3 – Navy Federal, Pentagon Federal, and USAA but showing them this video might help them understand the differences that are available. First Meridian Mortgage is located in Alexandria Virginia just outside of Fort Belvoir, In Fairfax County Virginia and can be contacted at 703-799-5626, or www.firstmeridianmortgage.com

Kevin Retcher – Semper FI – kevin@firstmeridianmortgage.com

VA Loans, Entitlement, Funding Fees, Loan Amounts,

Conforming Loan Limits

More Loans will Be Conforming in 2018

First Meridian Mortgage is pleased to announce that we are accepting the new limits announced by the FHFA for 2018 as of right now. In the United States the 2018 maximum conforming loan limit for one-unit properties will be $453,100 – an increase from $424,100 in 2017. This is a 6.8 percent increase from the previous year. Also if you are in a high price index (HPI) area the allowance of 150% of the base limit is allowed. This will raise the High Balance Loan Limit to $679,650 for 2018. These are the loan amounts that Freddie Mac and Fannie Mae are allowed to purchase making up the largest portion of mortgage loans originated in Virginia, Maryland and Washington DC.

The net result of the loan amount changes will be that more clients will be eligible for conforming loan pricing, and more will be eligible for high balance conforming. Fewer clients will have to do a jumbo loan. This is a substantial increase versus the previous year increase. Please keep in mind that the loan limits have increased the last two years and do not always increase. They have gone down before in the past.

This will allow some that are close to the Conforming loan amount at $453,100 or close to the High Balance Conforming loan amount at $679,650 to do a no closing cost refinance and save money by moving from a higher cost loan into a lower cost loan.

To view the county limit in your area Click here.

FHA and VA Loan Limits for Virginia Click Here.

FHA and VA Loan Limits for Maryland Click Here.

FHA and VA Loan Limits for Washington DC are $453,100 and $679,650.

If you have any question please contact Kevin Retcher at 703-799-5626, or email at Kevin@firstmeridianmortgage.com.

To apply for a loan Click here, or to check on live rates click here.

Rates as of 12/14/2017 and subject to change.VA MC-928 | MD4272 | DCMLB3295 | KEVINS RETCHER 116922

Notice; Information about the author: Kevin Retcher is the Owner of First Meridian Mortgage since 1996 and can be reached at 703-799-5636, kevin@firstmeridianmortgage.com. His opinions are his and his alone, and not to be taken as legal advice. Always consult with a licensed professional. Also excuse grammar and spelling, I work with math for a living. © First Meridian Mortgage Corporation. NMLS# 180004 www.nmlsconsumeraccess.org, ©KSA Insurance agency, License NPN 8036794 VA License, Rates are subject to change without notice. Kevin Retcher is a licensed Realtor with Jobin Realty , Springfield Virginia, 703-642-8500